Oh my god I have to write just because I feel like it's the end of an era.
October last year I got the keys to my house, but that's not even where this all began. It started before the slab went down, I was suddenly building alone and financially was not even close to in a position to do so. We all know I'm the most determined hard-headed person you'll meet and I knew I'd find a way to make it work. Well actually, the building company quoted me $35k to cancel, soooo I knew I had to make it work. From June 2015 to October 2016 when I got my keys (16 months) I did not spend a single cent on myself. I wish I was joking. If I went to coffee with a friend, I'd bring one in a thermos from mum's, If friends were meeting for dinner, I'd eat before I met them and just be there. It was the strictest I've ever had to be on myself financially and it was the most stressed I've ever been financially. But I did it.
I thought getting the house built would be the challenging part. Which it was (haha). But then came refinancing. I had been promoted in my job and income wise was in a much better position, and I don't want to go into specifics but basically from October 2016 to TODAY, I have been working my little ass off to refinance the damn house. The process has been literally 2 steps forward, 5 steps back. Money wise, I let myself be more lenient (sometimes maybe too much) but still due to things which are too hard to explain I have had to be strict on my money and planning ANYTHING in the future has been impossible. I haven't been able to plan holidays, and anything I have had to buy, or any bill I have had to pay has had to be done with certain aspects of this refinance process in the back of my mind.
11 Months, 5 million phone calls to my broker (sorry :(), SO MANY documents that I had to fill out and write, so many missed lunch breaks to file paperwork, tears (like sooooo many tears and i really don't consider myself an emotional person), so many trips to the city, SO MUCH MONEY TO AUSTRALIA POST later. AND It's done.
As usual this post doesn't have a real point. lol. :(
I'm just so proud of myself. I think back and I can literally say there were time's that I thought I was millimetres from a mental breakdown, and then something else would go wrong, and then I swore I was (smaller-than-millimeters) from a mental breakdown, and then something else would go wrong. And I honestly don't actually know how I didn't have a heart attack or something during this period but I'm JUST SO HAPPY. 2 years of literally more stress than I ever thought was possible for a single human being to take on, and its done.
Couldn't have done it without the ridiculous amount of support my parents gave/give me, honestly there were times that without you I would have probably given up. Also my friends that helped me in literally any way they could, even if it was just telling me it'd all be okay, couldn't have done it without the endless encouragement, and honestly huge thanks to my broker who literally would answer phone call after phone call in times that I needed help and no matter how many times I apologised wouldn't ever make me feel like a burden. I appreciate you all so much and I'm so happy I can finally focus on living my life.